Loan Disclosure & Disclaimer

Fintaraa is a financial services marketplace that helps customers discover, compare, and apply for loan products offered by RBI-registered banks and NBFCs.

Fintaraa is not a lender and does not disburse loans directly. We operate as a facilitator / Direct Selling Agent (DSA), helping customers submit applications and understand next steps with partner financial institutions.

Every final approval, sanction amount, interest rate, fee, repayment schedule, and disbursal decision is made solely by the respective bank or NBFC after its internal credit evaluation.

Indicative loan amount: Rs50,000 to Rs10,00,000.

Indicative interest rate: 10% to 28% per annum.

Indicative tenure: 6 to 60 months.

Processing fee: 0% to 3%, depending on lender policy and applicant profile.

Actual terms may vary based on credit score, income, employer or business profile, repayment capacity, documentation quality, city, and partner underwriting rules.

For a loan of Rs1,00,000 for 12 months at an annual interest rate of 12%, the approximate EMI would be Rs8,885 per month.

This example is for explanation only. Your actual EMI may differ based on the lender's sanctioned amount, rate, tenure, processing fee, insurance add-ons, repayment date, and any applicable taxes or charges.

Loans available through Fintaraa are offered by RBI-registered banks and NBFCs.

The legal loan agreement, Key Fact Statement, sanction letter, repayment schedule, mandate, and customer obligations are executed directly between the customer and the selected lending partner.

Customers should read all lender documents carefully before accepting an offer or authorising any payment mandate.

Fintaraa does not charge customers simply for exploring products on the platform.

Any applicable processing fee, stamp duty, insurance premium, convenience fee, foreclosure charge, late payment fee, or other charge is defined by the respective bank or NBFC and disclosed in lender documents.

Never share OTPs, PINs, passwords, full card details, or remote-access permissions with anyone claiming to process a loan.