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CIBILEXPERIAN

Hey Puneet! Your Credit Score as of 01 Jun 26

Your Current Score

782

Out of 900

POOR

FAIR

GOOD

EXCELLENT

Download Full Report

Next refresh available in 30 days.

Quick Report Summary

Payment History

100%

Credit Card Utilization

18%

Credit Enquiries

1

Credit Mix

2

Credit Age

2 yr 6 m

Credit Report Generated

Detailed report is ready for download.

Compare your Credit Report across 4 Bureau(s)

BureauCIBILExperianEquifaxCRIF
Last Refreshed Date1 Jun 261 Jun 261 Jun 261 Jun 26
Score782790786781
Credit Score InsightExcellentExcellentExcellentExcellent

Loans You Are Eligible For

Based on your CIBIL score - 782

High Approval Chances
Personal LoanHome LoanCar LoanCredit Card
HDFC BankUp to ₹40 Lakh10.49% onwardsApply Now →
ICICI BankUp to ₹25 Lakh10.99% onwardsApply Now →
KotakUp to ₹20 Lakh11.25% onwardsApply Now →

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Score History & Monitoring

Track your progress over the last 6 months.

Great job! Your score improved by 32 points in the last 6 months.

Personalized Improvement Tips

Track your progress over the last 6 months.

1. Pay EMIs and bills on time

Improve consistency and reduce risk signals in your report.

2. Keep credit utilization low

Improve consistency and reduce risk signals in your report.

3. Avoid multiple loan applications

Improve consistency and reduce risk signals in your report.

4. Maintain a balanced credit mix

Improve consistency and reduce risk signals in your report.

5. Do not close old credit cards abruptly

Improve consistency and reduce risk signals in your report.

Frequently Asked Questions

Everything you need to know about personal loans.

How long does it take for the loan to be disbursed?

Our team will help verify the latest lender requirement.

Is there a penalty for prepaying the loan?

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Can I apply for a second loan while the first is active?

Our team will help verify the latest lender requirement.

What is the minimum and maximum loan amount?

Our team will help verify the latest lender requirement.

Will checking my eligibility affect my CIBIL score?

Our team will help verify the latest lender requirement.

What Our Clients Say

Rohit SharmaBusiness Owner

The comparison was simple and the team helped me understand the right working-capital option.

Neha VermaSalaried Professional

I checked eligibility quickly and got a cleaner personal loan offer than my existing bank quote.

Amit JainConsultant

Fintaraa made the documentation steps clear and kept the process moving without confusion.

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